Home V2

Closest

to the Metal

Direct network integrations and a native core system mean fewer third party dependencies, happier developers, better economics, and easier implementations.

Graduation Path

Go live faster with one of our Full Stack offerings, then bring the bank relationship, money movement, and program management in-house as you scale.

Program Modularity

Get true flexibility when mixing and matching partners, funds flows, and infrastructure providers to power your unique product or business vision.

We're giving you complete toolkit

Everything you need to build the product you want

Virtual Card Issuance

Programmatically generate unlimited transaction-ready virtual cards by making simple API calls.

Physical Card Issuance

Issue templated or customized physical cards. Our partners provide card printing, shipping, and handling.

Tokenization & Digital Wallets

Configure your cards to be added to popular digital wallets and enable in-app push provisioning.

Money Movement

Initiate same-day and next-day ACH with unlimited routable virtual bank accounts.

Dispute & Chargeback Management

A support team with a 96% win rate. Our Disputes API streamlines workflow and chargeback credits.

Direct Network Connections

Increased reliability, flexibility, and access to the networks' latest technology and rich data stream.

Authorization Decisioning

Build custom authorization logic to accept or decline transactions in real-time using rich transaction data.

Accurate Settlement Reporting

Settlement and interchange details for all transactions via the API. Create reconciliation reports for your teams.

Flexible
KYC & KYB

Use our pre-built KYC modules or bring your own KYC. Lithic works seamlessly with your existing KYC set-up.

Network
Risk Scores

Identify and decline potentially fraudulent transactions with transaction-level risk scores provided by the card networks.

Dynamic
Spend Controls

Apply spend controls at transaction, cardholder, and account levels to restrict volume, MCCs, and more.

PCI
Compliance

Protect customers’ info by using Lithic’s PCI-compliant iFrame solution, and reduce your PCI DSS requirements.

Experienced Developers

Lithic was born of our own technical needs when we launched a virtual card product in 2014. From day one, we experienced first-hand how painful APIs, documentation, dashboards, and customer support could be if executed poorly.

Full-Featured Sandbox

OpenAPI Spec

Restful APIs

SDKs

Rich Documentation

Issuing Guides

Webhooks & Events

API-First

Status Page

Changelog

20min Quick-Start

High Uptime

Technical Support

Dedicated Slack Channel

import Lithic from 'lithic';

const lithic = new Lithic({
  apiKey: 'my api key',
  environment: 'sandbox',
});

async function main() {
  const params: Lithic.CardCreateParams = {
    type: 'SINGLE_USE'
  };
  const card: Lithic.Card =
    await lithic.cards.create(params);
}

main();

Successful Customers

Lithic has played an essential role as a strategic advisor we have been able to rely on throughout our development process. They have provided expert guidance, and helped us build a profound understanding of the card issuing space.

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