Debit

Seamless Bank Account Opening

Programmatically create routable or isolated bank accounts for your clients as soon as they have completed Know Your Customer or Know Your Business onboarding.

Instant Card Issuing

Link virtual, physical, and digital wallet debit cards to a single bank account. Customize your physical cards and let Lithic's partners handle printing and shipping.

Automated Balance Tracking

Leverage Lithic's native banking core to track all transactions and automatically decline transactions that would cause a bank account balance to go negative.

Customized Authorization Rules

Add custom logic and real-time transaction decisioning to customer spend with Lithic's Authorization Stream Access. Build custom spend behavior that perfectly fits your product.

Native Debit

Money Movement
Move money in and out of or between any number of virtual financial accounts with ACH.
Natively Connected
Cards are natively funded by the balance on their linked financial account, no need to preload or track balances independently.
Card Types
Provide physical cards shipped directly to your customer, allow spend on any number of virtual cards, and create tokenized digital wallet cards with support for modern checkout experiences.