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![](https://cdn.prod.website-files.com/637cc4f83fed1c7cbf48f8c8/642dc9aed26749be1476193e_interchange-revenue.webp)
What is Interchange? How Fintechs Earn Interchange Revenue from Credit and Debit Cards
Interchange is a major revenue driver for many fintechs.Companies that offer card products are growing revenue rapidly and securing massive valuations, such as Brex ($12.3B valuation) and Ramp ($8.1B valuation). Much of that revenue growth is due to interchange.
![](https://cdn.prod.website-files.com/637cc4f83fed1c7cbf48f8c8/640795c986fb1f54212352b8_blog-card-issuing-provider-rfps.png)
How to run an effective RFP process for card issuing solutions + Template
In this guide, you’ll learn how to evaluate card issuing providers and issuer processors, which criteria to include in your RFP, and get access to a downloadable card issuing RFP template.
![](https://cdn.prod.website-files.com/637cc4f83fed1c7cbf48f8c8/639c5dc7c75e2e97d1fc4125_Fintech-Bank-identification-Numbers---BINs.png)
Fintech Guide to Bank Identification Numbers (BINs)
When you’re building a card program, one of the first major sets of decisions you’ll make is around Bank Identification Number (BIN) sponsorship.
![](https://cdn.prod.website-files.com/637cc4f83fed1c7cbf48f8c8/639c5d6135742c29114ca2f0_Guide-Maximizing-Interchange-Revenue-for-Card-Programs.png)
Guide to Maximizing Interchange Revenue
This guide explores how to maximize interchange on four types of card programs (prepaid, charge, credit, and debit).
![](https://cdn.prod.website-files.com/637cc4f83fed1c7cbf48f8c8/639c5c176f16e240c5df9a60_Lithic-blog-bank-partners-and-sponsors.png)
Fintech Guide to Bank Partners and Sponsors
Bank partnerships are a critical part of most US fintech offerings. In this guide, we'll help you navigate the process of selecting a sponsor bank partner for your fintech.
![](https://cdn.prod.website-files.com/637cc4f83fed1c7cbf48f8c8/639c5a3d8adaf010c804b1e2_Guide-to-Physical-Cards.png)
Fintech Guide to Physical Cards
Pre-empting issues with a robust plan for your physical card program will facilitate launching a successful program and prevent go-to-market delays.
![](https://cdn.prod.website-files.com/637cc4f83fed1c7cbf48f8c8/639c54036fb026868775cac7_consumer-card-constructs.png)
Consumer Card Constructs
This guide will define, explain, and help differentiate the various types of consumer card constructs fintech companies can launch.
![](https://cdn.prod.website-files.com/637cc4f83fed1c7cbf48f8c8/639c488c97fd70a0ef436910_Fintech-guide-to-digital-wallets-Lithic.png)
Guide to Digital Wallets and Tokenized Cards
In this guide, we explain how digital wallets work and break down the step-by-step process required to offer a digital wallet compatible card.
![](https://cdn.prod.website-files.com/637cc4f83fed1c7cbf48f8c8/639c4703c31ac6015791a19a_fraud101_header_v1-03.png)
Fintech Guide to Payment Card Fraud
Fraud is a challenge that all companies offering financial services need to learn to deal with. In this guide, we explore card program fraud in detail.
![](https://cdn.prod.website-files.com/637cc4f83fed1c7cbf48f8c8/639c4669c67f661b753ab00d_lithic-how-to-build-and-scale-a-compliance-team.png)
How to Build and Scale a Compliance Team
In this guide, we provide guidance on how to build a compliance organization from scratch, covering everything from staffing to responsibilities.