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How Lithic is Supporting Global, Stablecoin-Powered Cards

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How Lithic is Supporting Global, Stablecoin-Powered Cards

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How Lithic is Supporting Global, Stablecoin-Powered Cards

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How Lithic is Supporting Global, Stablecoin-Powered Cards

Brady Burkett
, 
October 8, 2025
 • 
#
 min read

As stablecoin adoption accelerates globally, companies need infrastructure that makes these digital assets truly usable in everyday commerce. Lithic’s issuer processing infrastructure powers stablecoin card programs that are compliant and built to scale, enabling platforms to issue cards against stablecoin balances while maintaining the control, security, and regulatory oversight they need to operate with confidence.

Spend and save with a reliable store of value, anywhere in the world

Stablecoin transaction volume has exceeded $40 trillion over the last 12 months (per Visa, as of September 2025) and global demand shows no signs of slowing. Stablecoins aren’t new, but their role in modern commerce is accelerating. They’re now solving real, practical problems for businesses operating across borders, like how to move money quickly, minimize FX risk, and deliver value in a format that’s both stable and usable.

In markets where local currencies are constantly fluctuating, stablecoins—digital currencies pegged to a stable asset like the U.S. dollar—are proving themselves to be a fast, reliable, and low-cost store of value. In remittance corridors, they offer more rapid delivery and greater control. 

At Lithic, we’re building the infrastructure that allows stablecoins to plug into the card payment ecosystem as easily as any other currency. That means:

  • Cards that spend against stablecoin or tokenized deposit balances
  • Authorization rails that flex to fit any ledger
  • Stablecoin settlement systems that are always on (even on weekends)

Lithic’s platform is already being used to power stablecoin-enabled programs, because we intentionally designed and coded our processing tech stack from day one for flexibility, security, and scale. It’s an ideal foundation for stablecoin-powered payments.

Issuer processing infrastructure that will scale with stablecoin adoption

During our company’s early years of developing Lithic’s in-house issuer processing technology, we made a deliberate decision to build the type of platform that corrects for the glaring deficiencies we saw and first-hand experienced with legacy processors: batch processing, downtime and maintenance windows, abstracted and messy data, and the inability to innovate at the network-level rapidly.

We built the Lithic platform for modern card issuance with the features we knew could adapt with fintech innovations and power next-generation payments: real-time decisioning, multi-currency settlement, modular architecture, and developer-first tooling. These same platform capabilities now enable the seamless processing of stablecoin-powered card transactions.

Stable-native companies looking to issue cards against stablecoin balances are choosing Lithic as their primary issuer processor because they want the reliability of our infrastructure while also maintaining control over key program management elements. In other words, they bring the ledger, hold the value, and handle KYC while Lithic handles the rest. From card provisioning and auth decisioning to network connectivity and reconciliation, Lithic provides the processing layer that extends the value of stablecoins into cards.

Because we’re directly connected to the networks, we minimize points of failure and maximize control. Our platform delivers:

  • Real-time authorization control, giving you up to five seconds to evaluate transactions against any external ledger, in any format
  • Like-for-like settlement support, meaning stablecoins like USDC can be treated the same as CAD, GBP, or other supported currencies
  • Comprehensive reconciliation and reporting webhooks, ensuring visibility into how much money has moved, where it went, and when

Importantly, risk and fraud controls are already built in. Stablecoin payments on Lithic are subject to the same robust policy enforcement as our fiat card programs, from decisioning logic to dispute management.

Why cards are a natural off-ramp for stablecoins

Practically all merchants accept card payments. Most consumers and SMEs are familiar with tapping, swiping, or entering a 16-digit number to make a purchase. That’s not going to change overnight and it doesn’t have to.

Stablecoin balances need to be usable in traditional retail and digital commerce and cards offer a practical, scalable off-ramp for stablecoins to work in those use cases. That’s because cards work virtually everywhere, they’re instant, and they’re deeply ingrained in current spending behavior. For platforms managing stablecoin balances, cards unlock utility without requiring users to convert funds or learn a new experience.

We’re already seeing demand from:

  • Wallet-native companies that want to issue cards to users who hold stablecoins but don’t want to build card infrastructure from scratch
  • Remittance platforms that want to settle in stablecoin across borders while giving recipients an easy way to spend
  • Payroll platforms looking to pay global contractors in stables and make that value usable without requiring a crypto wallet or exchange

Lithic enables these programs to go live quickly with the control and compliance they require. You can plug into our processing rails, apply your own ledger logic, and deploy globally without sacrificing oversight or stability.

Built for scale, speed, and trust

Many companies are excited about stablecoins, but few are equipped to operationalize them.

Launching a stablecoin-powered card program requires an issuer processor that can support this new form of value without introducing regulatory risk, technical fragility, or reconciliation complexity. That’s what makes Lithic unique.

We’ve built a processing platform that is:

  • Direct to metal, ensuring fast, clean connections to the networks
  • Multi-currency and multi-network out of the box
  • Proven in production, powering card programs across USD, CAD, GBP, and more
  • Optimized for speed, with companies launching new programs in weeks, not months
  • Trusted by leading platforms, with support for fraud rules, chargebacks, and reconciliation already in place

Stablecoins may be a new funding source, but the expectations for reliability, compliance, and control haven’t changed. Lithic has been helping our partners meet those expectations from day one, and we’re excited to continue to do so in a stablecoin-powered world.

The Lithic x Rain partnership

In September, we announced a strategic partnership with Rain, one of the most experienced providers of stablecoin infrastructure in the world. Rain has processed millions of stablecoin-powered transactions across 150+ countries. With Lithic as their global issuer processor, Rain’s partners can now rely on us to power real-time card processing at scale.

This partnership gives stablecoin-native platforms more flexibility and reach as they launch globally. It’s also a clear signal that the infrastructure for stablecoin-powered payments is already here, and it’s already working.

Let’s build

If you’re exploring stablecoin-powered card programs—or you’re considering bringing one to market—Lithic is ready to support you.

Our platform was built for scale and is trusted by the teams building tomorrow’s financial products. Whether you’re looking to process cards in stablecoin, integrate with your own wallet stack, or move fast in a regulated industry, we can help.

Reach out to our team, and we’ll show you what’s possible.

Table of Contents

Brady Burkett
, 
October 8, 2025
 • 
#
 min read

As stablecoin adoption accelerates globally, companies need infrastructure that makes these digital assets truly usable in everyday commerce. Lithic’s issuer processing infrastructure powers stablecoin card programs that are compliant and built to scale, enabling platforms to issue cards against stablecoin balances while maintaining the control, security, and regulatory oversight they need to operate with confidence.

Spend and save with a reliable store of value, anywhere in the world

Stablecoin transaction volume has exceeded $40 trillion over the last 12 months (per Visa, as of September 2025) and global demand shows no signs of slowing. Stablecoins aren’t new, but their role in modern commerce is accelerating. They’re now solving real, practical problems for businesses operating across borders, like how to move money quickly, minimize FX risk, and deliver value in a format that’s both stable and usable.

In markets where local currencies are constantly fluctuating, stablecoins—digital currencies pegged to a stable asset like the U.S. dollar—are proving themselves to be a fast, reliable, and low-cost store of value. In remittance corridors, they offer more rapid delivery and greater control. 

At Lithic, we’re building the infrastructure that allows stablecoins to plug into the card payment ecosystem as easily as any other currency. That means:

  • Cards that spend against stablecoin or tokenized deposit balances
  • Authorization rails that flex to fit any ledger
  • Stablecoin settlement systems that are always on (even on weekends)

Lithic’s platform is already being used to power stablecoin-enabled programs, because we intentionally designed and coded our processing tech stack from day one for flexibility, security, and scale. It’s an ideal foundation for stablecoin-powered payments.

Issuer processing infrastructure that will scale with stablecoin adoption

During our company’s early years of developing Lithic’s in-house issuer processing technology, we made a deliberate decision to build the type of platform that corrects for the glaring deficiencies we saw and first-hand experienced with legacy processors: batch processing, downtime and maintenance windows, abstracted and messy data, and the inability to innovate at the network-level rapidly.

We built the Lithic platform for modern card issuance with the features we knew could adapt with fintech innovations and power next-generation payments: real-time decisioning, multi-currency settlement, modular architecture, and developer-first tooling. These same platform capabilities now enable the seamless processing of stablecoin-powered card transactions.

Stable-native companies looking to issue cards against stablecoin balances are choosing Lithic as their primary issuer processor because they want the reliability of our infrastructure while also maintaining control over key program management elements. In other words, they bring the ledger, hold the value, and handle KYC while Lithic handles the rest. From card provisioning and auth decisioning to network connectivity and reconciliation, Lithic provides the processing layer that extends the value of stablecoins into cards.

Because we’re directly connected to the networks, we minimize points of failure and maximize control. Our platform delivers:

  • Real-time authorization control, giving you up to five seconds to evaluate transactions against any external ledger, in any format
  • Like-for-like settlement support, meaning stablecoins like USDC can be treated the same as CAD, GBP, or other supported currencies
  • Comprehensive reconciliation and reporting webhooks, ensuring visibility into how much money has moved, where it went, and when

Importantly, risk and fraud controls are already built in. Stablecoin payments on Lithic are subject to the same robust policy enforcement as our fiat card programs, from decisioning logic to dispute management.

Why cards are a natural off-ramp for stablecoins

Practically all merchants accept card payments. Most consumers and SMEs are familiar with tapping, swiping, or entering a 16-digit number to make a purchase. That’s not going to change overnight and it doesn’t have to.

Stablecoin balances need to be usable in traditional retail and digital commerce and cards offer a practical, scalable off-ramp for stablecoins to work in those use cases. That’s because cards work virtually everywhere, they’re instant, and they’re deeply ingrained in current spending behavior. For platforms managing stablecoin balances, cards unlock utility without requiring users to convert funds or learn a new experience.

We’re already seeing demand from:

  • Wallet-native companies that want to issue cards to users who hold stablecoins but don’t want to build card infrastructure from scratch
  • Remittance platforms that want to settle in stablecoin across borders while giving recipients an easy way to spend
  • Payroll platforms looking to pay global contractors in stables and make that value usable without requiring a crypto wallet or exchange

Lithic enables these programs to go live quickly with the control and compliance they require. You can plug into our processing rails, apply your own ledger logic, and deploy globally without sacrificing oversight or stability.

Built for scale, speed, and trust

Many companies are excited about stablecoins, but few are equipped to operationalize them.

Launching a stablecoin-powered card program requires an issuer processor that can support this new form of value without introducing regulatory risk, technical fragility, or reconciliation complexity. That’s what makes Lithic unique.

We’ve built a processing platform that is:

  • Direct to metal, ensuring fast, clean connections to the networks
  • Multi-currency and multi-network out of the box
  • Proven in production, powering card programs across USD, CAD, GBP, and more
  • Optimized for speed, with companies launching new programs in weeks, not months
  • Trusted by leading platforms, with support for fraud rules, chargebacks, and reconciliation already in place

Stablecoins may be a new funding source, but the expectations for reliability, compliance, and control haven’t changed. Lithic has been helping our partners meet those expectations from day one, and we’re excited to continue to do so in a stablecoin-powered world.

The Lithic x Rain partnership

In September, we announced a strategic partnership with Rain, one of the most experienced providers of stablecoin infrastructure in the world. Rain has processed millions of stablecoin-powered transactions across 150+ countries. With Lithic as their global issuer processor, Rain’s partners can now rely on us to power real-time card processing at scale.

This partnership gives stablecoin-native platforms more flexibility and reach as they launch globally. It’s also a clear signal that the infrastructure for stablecoin-powered payments is already here, and it’s already working.

Let’s build

If you’re exploring stablecoin-powered card programs—or you’re considering bringing one to market—Lithic is ready to support you.

Our platform was built for scale and is trusted by the teams building tomorrow’s financial products. Whether you’re looking to process cards in stablecoin, integrate with your own wallet stack, or move fast in a regulated industry, we can help.

Reach out to our team, and we’ll show you what’s possible.

October 8, 2025

As stablecoin adoption accelerates globally, companies need infrastructure that makes these digital assets truly usable in everyday commerce. Lithic’s issuer processing infrastructure powers stablecoin card programs that are compliant and built to scale, enabling platforms to issue cards against stablecoin balances while maintaining the control, security, and regulatory oversight they need to operate with confidence.

Spend and save with a reliable store of value, anywhere in the world

Stablecoin transaction volume has exceeded $40 trillion over the last 12 months (per Visa, as of September 2025) and global demand shows no signs of slowing. Stablecoins aren’t new, but their role in modern commerce is accelerating. They’re now solving real, practical problems for businesses operating across borders, like how to move money quickly, minimize FX risk, and deliver value in a format that’s both stable and usable.

In markets where local currencies are constantly fluctuating, stablecoins—digital currencies pegged to a stable asset like the U.S. dollar—are proving themselves to be a fast, reliable, and low-cost store of value. In remittance corridors, they offer more rapid delivery and greater control. 

At Lithic, we’re building the infrastructure that allows stablecoins to plug into the card payment ecosystem as easily as any other currency. That means:

  • Cards that spend against stablecoin or tokenized deposit balances
  • Authorization rails that flex to fit any ledger
  • Stablecoin settlement systems that are always on (even on weekends)

Lithic’s platform is already being used to power stablecoin-enabled programs, because we intentionally designed and coded our processing tech stack from day one for flexibility, security, and scale. It’s an ideal foundation for stablecoin-powered payments.

Issuer processing infrastructure that will scale with stablecoin adoption

During our company’s early years of developing Lithic’s in-house issuer processing technology, we made a deliberate decision to build the type of platform that corrects for the glaring deficiencies we saw and first-hand experienced with legacy processors: batch processing, downtime and maintenance windows, abstracted and messy data, and the inability to innovate at the network-level rapidly.

We built the Lithic platform for modern card issuance with the features we knew could adapt with fintech innovations and power next-generation payments: real-time decisioning, multi-currency settlement, modular architecture, and developer-first tooling. These same platform capabilities now enable the seamless processing of stablecoin-powered card transactions.

Stable-native companies looking to issue cards against stablecoin balances are choosing Lithic as their primary issuer processor because they want the reliability of our infrastructure while also maintaining control over key program management elements. In other words, they bring the ledger, hold the value, and handle KYC while Lithic handles the rest. From card provisioning and auth decisioning to network connectivity and reconciliation, Lithic provides the processing layer that extends the value of stablecoins into cards.

Because we’re directly connected to the networks, we minimize points of failure and maximize control. Our platform delivers:

  • Real-time authorization control, giving you up to five seconds to evaluate transactions against any external ledger, in any format
  • Like-for-like settlement support, meaning stablecoins like USDC can be treated the same as CAD, GBP, or other supported currencies
  • Comprehensive reconciliation and reporting webhooks, ensuring visibility into how much money has moved, where it went, and when

Importantly, risk and fraud controls are already built in. Stablecoin payments on Lithic are subject to the same robust policy enforcement as our fiat card programs, from decisioning logic to dispute management.

Why cards are a natural off-ramp for stablecoins

Practically all merchants accept card payments. Most consumers and SMEs are familiar with tapping, swiping, or entering a 16-digit number to make a purchase. That’s not going to change overnight and it doesn’t have to.

Stablecoin balances need to be usable in traditional retail and digital commerce and cards offer a practical, scalable off-ramp for stablecoins to work in those use cases. That’s because cards work virtually everywhere, they’re instant, and they’re deeply ingrained in current spending behavior. For platforms managing stablecoin balances, cards unlock utility without requiring users to convert funds or learn a new experience.

We’re already seeing demand from:

  • Wallet-native companies that want to issue cards to users who hold stablecoins but don’t want to build card infrastructure from scratch
  • Remittance platforms that want to settle in stablecoin across borders while giving recipients an easy way to spend
  • Payroll platforms looking to pay global contractors in stables and make that value usable without requiring a crypto wallet or exchange

Lithic enables these programs to go live quickly with the control and compliance they require. You can plug into our processing rails, apply your own ledger logic, and deploy globally without sacrificing oversight or stability.

Built for scale, speed, and trust

Many companies are excited about stablecoins, but few are equipped to operationalize them.

Launching a stablecoin-powered card program requires an issuer processor that can support this new form of value without introducing regulatory risk, technical fragility, or reconciliation complexity. That’s what makes Lithic unique.

We’ve built a processing platform that is:

  • Direct to metal, ensuring fast, clean connections to the networks
  • Multi-currency and multi-network out of the box
  • Proven in production, powering card programs across USD, CAD, GBP, and more
  • Optimized for speed, with companies launching new programs in weeks, not months
  • Trusted by leading platforms, with support for fraud rules, chargebacks, and reconciliation already in place

Stablecoins may be a new funding source, but the expectations for reliability, compliance, and control haven’t changed. Lithic has been helping our partners meet those expectations from day one, and we’re excited to continue to do so in a stablecoin-powered world.

The Lithic x Rain partnership

In September, we announced a strategic partnership with Rain, one of the most experienced providers of stablecoin infrastructure in the world. Rain has processed millions of stablecoin-powered transactions across 150+ countries. With Lithic as their global issuer processor, Rain’s partners can now rely on us to power real-time card processing at scale.

This partnership gives stablecoin-native platforms more flexibility and reach as they launch globally. It’s also a clear signal that the infrastructure for stablecoin-powered payments is already here, and it’s already working.

Let’s build

If you’re exploring stablecoin-powered card programs—or you’re considering bringing one to market—Lithic is ready to support you.

Our platform was built for scale and is trusted by the teams building tomorrow’s financial products. Whether you’re looking to process cards in stablecoin, integrate with your own wallet stack, or move fast in a regulated industry, we can help.

Reach out to our team, and we’ll show you what’s possible.

Transcript
October 8, 2025

As stablecoin adoption accelerates globally, companies need infrastructure that makes these digital assets truly usable in everyday commerce. Lithic’s issuer processing infrastructure powers stablecoin card programs that are compliant and built to scale, enabling platforms to issue cards against stablecoin balances while maintaining the control, security, and regulatory oversight they need to operate with confidence.

Spend and save with a reliable store of value, anywhere in the world

Stablecoin transaction volume has exceeded $40 trillion over the last 12 months (per Visa, as of September 2025) and global demand shows no signs of slowing. Stablecoins aren’t new, but their role in modern commerce is accelerating. They’re now solving real, practical problems for businesses operating across borders, like how to move money quickly, minimize FX risk, and deliver value in a format that’s both stable and usable.

In markets where local currencies are constantly fluctuating, stablecoins—digital currencies pegged to a stable asset like the U.S. dollar—are proving themselves to be a fast, reliable, and low-cost store of value. In remittance corridors, they offer more rapid delivery and greater control. 

At Lithic, we’re building the infrastructure that allows stablecoins to plug into the card payment ecosystem as easily as any other currency. That means:

  • Cards that spend against stablecoin or tokenized deposit balances
  • Authorization rails that flex to fit any ledger
  • Stablecoin settlement systems that are always on (even on weekends)

Lithic’s platform is already being used to power stablecoin-enabled programs, because we intentionally designed and coded our processing tech stack from day one for flexibility, security, and scale. It’s an ideal foundation for stablecoin-powered payments.

Issuer processing infrastructure that will scale with stablecoin adoption

During our company’s early years of developing Lithic’s in-house issuer processing technology, we made a deliberate decision to build the type of platform that corrects for the glaring deficiencies we saw and first-hand experienced with legacy processors: batch processing, downtime and maintenance windows, abstracted and messy data, and the inability to innovate at the network-level rapidly.

We built the Lithic platform for modern card issuance with the features we knew could adapt with fintech innovations and power next-generation payments: real-time decisioning, multi-currency settlement, modular architecture, and developer-first tooling. These same platform capabilities now enable the seamless processing of stablecoin-powered card transactions.

Stable-native companies looking to issue cards against stablecoin balances are choosing Lithic as their primary issuer processor because they want the reliability of our infrastructure while also maintaining control over key program management elements. In other words, they bring the ledger, hold the value, and handle KYC while Lithic handles the rest. From card provisioning and auth decisioning to network connectivity and reconciliation, Lithic provides the processing layer that extends the value of stablecoins into cards.

Because we’re directly connected to the networks, we minimize points of failure and maximize control. Our platform delivers:

  • Real-time authorization control, giving you up to five seconds to evaluate transactions against any external ledger, in any format
  • Like-for-like settlement support, meaning stablecoins like USDC can be treated the same as CAD, GBP, or other supported currencies
  • Comprehensive reconciliation and reporting webhooks, ensuring visibility into how much money has moved, where it went, and when

Importantly, risk and fraud controls are already built in. Stablecoin payments on Lithic are subject to the same robust policy enforcement as our fiat card programs, from decisioning logic to dispute management.

Why cards are a natural off-ramp for stablecoins

Practically all merchants accept card payments. Most consumers and SMEs are familiar with tapping, swiping, or entering a 16-digit number to make a purchase. That’s not going to change overnight and it doesn’t have to.

Stablecoin balances need to be usable in traditional retail and digital commerce and cards offer a practical, scalable off-ramp for stablecoins to work in those use cases. That’s because cards work virtually everywhere, they’re instant, and they’re deeply ingrained in current spending behavior. For platforms managing stablecoin balances, cards unlock utility without requiring users to convert funds or learn a new experience.

We’re already seeing demand from:

  • Wallet-native companies that want to issue cards to users who hold stablecoins but don’t want to build card infrastructure from scratch
  • Remittance platforms that want to settle in stablecoin across borders while giving recipients an easy way to spend
  • Payroll platforms looking to pay global contractors in stables and make that value usable without requiring a crypto wallet or exchange

Lithic enables these programs to go live quickly with the control and compliance they require. You can plug into our processing rails, apply your own ledger logic, and deploy globally without sacrificing oversight or stability.

Built for scale, speed, and trust

Many companies are excited about stablecoins, but few are equipped to operationalize them.

Launching a stablecoin-powered card program requires an issuer processor that can support this new form of value without introducing regulatory risk, technical fragility, or reconciliation complexity. That’s what makes Lithic unique.

We’ve built a processing platform that is:

  • Direct to metal, ensuring fast, clean connections to the networks
  • Multi-currency and multi-network out of the box
  • Proven in production, powering card programs across USD, CAD, GBP, and more
  • Optimized for speed, with companies launching new programs in weeks, not months
  • Trusted by leading platforms, with support for fraud rules, chargebacks, and reconciliation already in place

Stablecoins may be a new funding source, but the expectations for reliability, compliance, and control haven’t changed. Lithic has been helping our partners meet those expectations from day one, and we’re excited to continue to do so in a stablecoin-powered world.

The Lithic x Rain partnership

In September, we announced a strategic partnership with Rain, one of the most experienced providers of stablecoin infrastructure in the world. Rain has processed millions of stablecoin-powered transactions across 150+ countries. With Lithic as their global issuer processor, Rain’s partners can now rely on us to power real-time card processing at scale.

This partnership gives stablecoin-native platforms more flexibility and reach as they launch globally. It’s also a clear signal that the infrastructure for stablecoin-powered payments is already here, and it’s already working.

Let’s build

If you’re exploring stablecoin-powered card programs—or you’re considering bringing one to market—Lithic is ready to support you.

Our platform was built for scale and is trusted by the teams building tomorrow’s financial products. Whether you’re looking to process cards in stablecoin, integrate with your own wallet stack, or move fast in a regulated industry, we can help.

Reach out to our team, and we’ll show you what’s possible.

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