Drive smarter fleet programs

Run your fleet on modern payments infrastructure
Give your drivers true spending flexibility. Lithic’s open-loop and hybrid fleet cards remove the traditional limits of closed-loop programs, enabling purchases for fuel, maintenance, charging, and other on-the-road essentials at virtually any merchant.
See precisely how and where your funds are spent. Lithic’s robust commercial ledgers and enhanced Level 2 and 3 data give you line-item insights into fuel, maintenance, and travel expenses—all in one unified system.
Set clear limits, stop unauthorized charges, and approve legitimate transactions instantly. Lithic’s Authorization Rules and Authorization Stream Access (ASA) keep purchases compliant while minimizing downtime and fraud risk.
Fleet-ready features for precise control and seamless operations

Combine broad network acceptance with brand-specific flexibility with Lithic’s hybrid open and closed-loop card models.
Issue cards usable anywhere Visa or Mastercard are accepted
Layer in closed-loop rules for preferred fuel merchants or partners
Configure spend control merchant categories for fuel, EV charging, and repairs
Give drivers a consistent payment experience across locations
Track every transaction detail for tax, compliance, and cost optimization.
Access enhanced Level 2 and 3 data for itemized expense records
Capture odometer readings, driver IDs, and fuel type information
Streamline audits and accounting with precise ledger data
Simplify expense integration with your back-end systems
Protect every transaction without slowing down your fleet.
Use flexible, fully customizable authorization logic to detect anomalies in real time
Apply proprietary driver data to decisioning logic via Auth Stream Access
Leverage velocity and merchant category limits to prevent misuse
Balance protection and convenience with adaptive fraud controls
Keep operations running 24/7 with enterprise-grade uptime.
Enjoy 99.99% platform reliability and zero scheduled downtime
Simplify multi-entity coordination with unified visibility across all fleet programs
Streamline driver onboarding with instant card issuance and digital provisioning
Scale easily as your fleet grows with Lithic’s flexible API architecture
Everything you need to build what you want
Modern API infrastructure with industry-leading uptime and reliability
Secure webhook infrastructure with HMAC verification for machine-to-machine communication
Advanced virtual card technology with streamlined onboarding and instant issuance
Granular spending controls including merchant restrictions, geographic limits, and velocity management
Real-time transaction monitoring and customizable rule engines through Auth Rules and Authorization Stream Access (ASA)
Programmatic dispute management and exception handling through automated APIs
Don’t miss these relevant posts
Frequently asked questions
Open-loop cards can be used anywhere Visa or Mastercard is accepted, while closed-loop fleet cards restrict purchases to a closed network of proprietary gas stations. Lithic supports both, with hybrid configurations that give you the best of both worlds.
Yes. Lithic’s open-loop and hybrid models enable transactions for fuel and EV charging alike, allowing you to set spend rules by merchant category or transaction type.
You can define precise Authorization Rules—like per-merchant limits, location restrictions, or single-use cards—with the option of pairing it with Authorization Stream Access (ASA) on your own system leveraging proprietary driver data for secure, real-time decisioning. Our full-suite 3DS identity authentication solution, including customizable and seamless challenge flows, further ensures that your drivers are legitimately authorized to spend.
Lithic supports Level 2 and Level 3 commercial data, providing deep visibility into each transaction. You’ll see itemized purchase details such as fuel quantity, odometer readings, and driver IDs to simplify reconciliation and tax compliance.
Lithic’s API-first platform connects directly to your existing systems, from expense software to telematics and accounting tools, so you can centralize reporting and automate cost controls.
Absolutely. Our ledger and program management capabilities support multi-entity setups, giving you clear oversight and control across all business units from a single platform.


