Processing Only

Launch a Next-Gen Card Program on our Developer-First Issuer Processing Platform

Bring your own sponsor bank and manage compliance in-house, leveraging our purpose-built issuer processor to seamlessly issue any kind of card.

Customized Authorization Decisioning

Apply custom authorization logic to accept or decline transactions in real-time, then modify and improve your logic on-the-go; layer on any of our readily available spend controls that fit your use case

Highly Reliable, Network Direct

Access Visa and Mastercard's latest technology and rich data streams via our direct connections which offer better reliability, flexibility, and fewer third party dependencies

Complete Ledger Flexibility

Pair our issuer processing platform with your homegrown ledger, a third-party ledger, or Lithic’s robust ledgering solution.

Reliable Settlement Reporting

Access settlement and interchange details for all transactions via the API. Easily create cash reconciliation and other reports for your bank, operations and finance teams

Lithic has surpassed our product expectations, and has handled hundreds of millions of dollars monthly volume without issue. We trust their tech, and value their deep card and payments expertise that we can tap into.

When we explored issuing partners, Lithic was hands-down the fastest path to market. They had an easy to implement API and a great team across partnerships, implementation and support. We were live in under 3 months.

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Issuing processing for technology companies that just works