Insanely fast card issuing
Why Lithic
Direct Network Integrations
Direct Visa and Mastercard network integrations and a native core system mean fewer third party dependencies, happier developers, better economics, and easier implementations.
Scalable Card Platform
The only platform where you can go live with a program managed offering and then take control of your stack as you scale. Or you can become your own program manager on day one.
Customizable Infrastructure
Mix and match partners and infrastructure providers to power your unique product and business vision. Our flexible API allows you to pick your sponsor bank, ledger, and KYC/KYB flows.
- Lithic has been a best-in-class partner. They’ve been reliable, intuitive, and customer-focused, and their modular approach has enabled us to handle scale with ease. All of that has meant using Lithic for new card products was an easy decision.
- Catherine UnertlHead of Financial Partnerships at Mercury
- Contact Sales
Build with a complete toolkit
Programmatically generate transaction-ready virtual cards by making simple API calls.
Issue templated or customized physical cards. Our partners provide card printing, shipping, and handling.
Configure your cards to be added to popular digital wallets and enable in-app push provisioning.
Initiate same-day and next-day ACH with routable virtual bank accounts.
A support team with a 96% win rate. Our Disputes API streamlines workflow and chargeback credits.
Build custom authorization logic to accept or decline transactions in real-time using rich transaction data.
Settlement and interchange details for all transactions via the API. Create reconciliation reports teams and banks love.
KYC & KYB
Use our pre-built KYC and KYB modules or bring your own. Lithic works seamlessly with your existing set-up
Protection
Identify and decline potentially fraudulent transactions with transaction-level fraud-risk scores and 3DS.
Spend Controls
Apply spend controls at transaction, cardholder, and account levels to restrict volume, MCCs, and more.
Compliance
Protect customers’ info by using Lithic’s PCI-compliant iFrame solution, and reduce your PCI DSS requirements.
Ensure high card acceptance and control by letting Lithic decision on 3DS transactions or doing it yourself