Insanely Fast
Issuing
Banking
Transfers
Issuing
Support
Reporting
For
Fintechs
Neobanks
Enterprises
Payouts
Startups
Marketplaces




Why Lithic
Closest
to the Metal
Direct card network integrations and a native core system mean fewer third-party dependencies, happier developers, better economics, and easier implementations.
Graduation Path
Go live faster with one of our Full Stack offerings, then bring the bank relationship, money movement, and program management in-house as you scale.
Program Modularity
Get true flexibility when mixing and matching partners, funds flows, and infrastructure providers to power your unique product or business vision.
- Lithic has been a best-in-class partner. They’ve been reliable, intuitive, and customer-focused, and their modular approach has enabled us to handle scale with ease. All of that has meant using Lithic for new card products was an easy decision.
- Catherine UnertlHead of Financial Partnerships at Mercury
- Contact Sales
Build with a complete toolkit
Programmatically generate transaction-ready virtual cards by making simple API calls.
Issue templated or customized physical cards. Our partners provide card printing, shipping, and handling.
Configure your cards to be added to popular digital wallets and enable in-app push provisioning.
Initiate same-day and next-day ACH with routable virtual bank accounts.
A support team with a 96% win rate. Our Disputes API streamlines workflow and chargeback credits.
Build custom authorization logic to accept or decline transactions in real-time using rich transaction data.
Settlement and interchange details for all transactions via the API. Create reconciliation reports teams and banks love.
KYC & KYB
Use our pre-built KYC and KYB modules or bring your own. Lithic works seamlessly with your existing set-up
Protection
Identify and decline potentially fraudulent transactions with transaction-level fraud-risk scores and 3DS.
Spend Controls
Apply spend controls at transaction, cardholder, and account levels to restrict volume, MCCs, and more.
Compliance
Protect customers’ info by using Lithic’s PCI-compliant iFrame solution, and reduce your PCI DSS requirements.
Ensure high card acceptance and control by letting Lithic decision on 3DS transactions or doing it yourself