Unlock agentic commerce
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Empower your customers with secure agentic payments
Let agents handle purchases while you set the rules. Lithic’s virtual cards and advanced authorization controls keep every transaction within your specific spending parameters instead of relying on basic approve/decline logic.
Leverage automated, adaptive approvals. Lithic processes payments in real-time rather than in batches, so you can capture the best opportunities as they arise—whether that’s optimizing ad budget, securing time-sensitive travel rates, or enhancing supplier relationships.
Say goodbye to tricky vendor management. Lithic’s API-first platform plugs directly into your existing systems, enabling seamless account creation, instant card issuance, and dispute management from the same workflow.
Bridging AI decisions and real-time payments

Embrace a payments infrastructure platform purpose-built for speed, flexibility, and security.
Connect agentic workflows directly to Lithic’s APIs for card creation, funding, and controls.
Use preconfigured fraud and authorization rules to start transacting safely on day one.
Build on proven virtual card infrastructure designed for autonomous spend scenarios.
Get complete oversight into delegated agent workflows.
Streamline onboarding with optimized KYB and KYC flows tailored for agentic use cases
Prevent agents from executing non-approved payments through compliance controls
Maintain detailed audit trails for AI decision patterns to simplify regulatory review
Establish responsibility chains to connect automated workflows to verified entities
Maintain control while unlocking efficiency through sophisticated spend and fraud rules.
Employ risk-based controls that adapt authorization based on payment context
Set granular spend rules that block unauthorized merchants or out-of-policy purchases
Enable merchant locking and single-use cards to prevent misuse
Detect and stop anomalies before transactions are approved
Scale your agentic use cases with customizable platform tools.
Create and fund virtual cards in real-time with unique spend and auth controls
Get support for multiple funding sources without exposing underlying accounts
Lean on programmatic dispute management to handle exceptions at scale
Add or update capabilities on a modular platform without disrupting operations
Everything you need to build what you want
Modern API infrastructure with industry-leading uptime and reliability
Secure webhook infrastructure with HMAC verification for machine-to-machine communication
Advanced virtual card technology with instant issuance and sophisticated authorization settings
Granular spending controls including merchant restrictions, geographic limits, and velocity management
Comprehensive fraud prevention with real-time transaction monitoring and customizable rule engines
Programmatic dispute management and exception handling through automated APIs
From agent decisions to completed transactions

Allow AI agents to instantly book flights, hotels, and rentals within policy to capture the best available rates.

Enable AI agents to allocate ad budgets in real time, buying at the right moment and optimizing ad spend across channels to maximize ROI.

Have AI agents analyze invoices and pay vendors at the optimal time, improving cash flow and avoiding late fees.

Let AI agents automatically reorder supplies when inventory runs low, preventing stockouts and keeping operations smooth.
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Frequently asked questions
Our agentic solutions include built-in validation layers and real-time monitoring that verify transactions before they’re executed. Agents operate within pre-defined parameters that you set, with automatic safeguards in place that flag unusual patterns of amounts for human review as needed.
You maintain complete control over payment decisions through configurable rules, spending limits, and approval thresholds. AI agents operate within the boundaries that you define, and you can adjust their decision-making parameters at any time—or require human approval for specific transaction types.
Agentic payment systems often provide enhanced security through consistent rule application, real-time fraud detection capabilities, and elimination of human error. Lithic enables AI agents to use the same security protocols as traditional systems while adding intelligent pattern recognition to identify potential threats faster than manual review ever could.
Yes, Lithic’s platform is designed to work with your existing agentic powered workflows through our APIs. AI agents can incorporate your business rules, approval workflows, and compliance requirements while automating routing payment decisions within your preferred parameters.
Agents are designed to escalate unknown situations to human operators rather than make potentially incorrect decisions. You can configure their escalation triggers based on factors like transaction amount, merchant type, or other criteria important to your business.
Every decision made by an AI agent is logged with complete transparency, including the reasoning behind each choice. You receive detailed audit trails showing what data the agent considered, which rules were applied, and why specific actions were taken.
No, no specialized AI knowledge or skill sets are required. Our platform provides intuitive interfaces for setting rules and monitoring agent behavior. Our team handles the underlying infrastructure, while you focus on configuring the business logic that governs agents’ decisions.
AI agents are programmed to follow all relevant compliance requirements and automatically generate necessary reporting. They can adapt to regulatory changes and ensure consistent compliance across all transactions without manual oversight.