Insanely fast card issuing

Differentiate your product and increase your bottom line with card issuing that's ambitious, flexible, and future-proof.
  • Lithic has been a best-in-class partner. They’ve been reliable, intuitive, and customer-focused, and their modular approach has enabled us to handle scale with ease. All of that has meant using Lithic for new card products was an easy decision.
  • Catherine Unertl
    Catherine Unertl
    Head of Financial Partnerships at Mercury
  • Contact Sales

Build with a complete toolkit

Everything you need to build the charge, credit, debit, or prepaid product you want.
Virtual Card Issuance​

Programmatically generate unlimited transaction-ready virtual cards by making simple API calls. ​

Physical Card Issuance​

Get a templated physical card in days, not months, or go direct to a printer and get a totally customized card.

Complete Digital
Wallet Control

Configure your cards to be added to popular digital wallets and enable in-app push provisioning.

Money Movement

Get your money faster with the latest cut-off windows in the industry. Initiate same-day and standard ACH originations.

Industry-Leading Dispute Management

A support team with a 96% win rate. Our Disputes API streamlines workflows and chargeback credits.

Authorization Decisioning

Build custom authorization logic to accept or decline transactions in real-time using rich transaction data.


Settlement and interchange details for all transactions via the API. Create reconciliation reports teams and banks love.


Use our pre-built KYC & KYB modules. Lithic works seamlessly with your existing set-up.


Identify and decline potentially fraudulent transactions with transaction-level fraud-risk scores and 3DS.

Spend Controls

Apply spend controls at transaction, cardholder, and account levels to restrict volume, MCCs, and more.


Protect customers’ info by using Lithic’s PCI-compliant iFrame solution, and reduce your PCI DSS requirements.

Routable Bank Accounts

Embed accounts directly into your product, hold balances, and enable transfers, all with our native banking core.

Made for Developers and Innovators

  • Lithic was born of our own technical needs when we launched a virtual card product in 2014.

    Wanting to bring a breath of fresh air to the issuing space, we built clean, intuitive APIs and snappy, responsive dashboards with reporting your finance team will love.

    We also developed support to rave about, realizing our mission that card issuing should be easier and more accessible to all.
Full-Featured Sandbox
OpenAPI Spec
Rich Documentation
Webhooks & Events
High Uptime
Technical Support
Dedicated Slack Channel
import Lithic from 'lithic';

const lithic = new Lithic({
  apiKey: 'my api key',
  environment: 'sandbox',

async function main() {
  const params: Lithic.CardCreateParams = {
    type: 'VIRTUAL'
  const card: Lithic.Card =