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Guide
3-D Secure
3-D Secure (3DS) is technology many fintech companies have struggled with. Though everyone agrees that cards need embedded fraud-fighting mechanisms, 3DS has often been a friction point causing poor purchase authorization rates.
Not so here. Lithic’s 3DS solution allows issuers to participate in the 3DS flow and leverage 30+ new data fields to intelligently authenticate transactions without taking on unnecessary fraud-liability risk.
Issuers can also lean on Lithic’s 3DS rules engine to decline risky transactions before they create losses.
Either way, our frictionless flows mean you can minimize cardholder friction and maximize authorizations—all while protecting against liability shift.
Not so here. Lithic’s 3DS solution allows issuers to participate in the 3DS flow and leverage 30+ new data fields to intelligently authenticate transactions without taking on unnecessary fraud-liability risk.
Issuers can also lean on Lithic’s 3DS rules engine to decline risky transactions before they create losses.
Either way, our frictionless flows mean you can minimize cardholder friction and maximize authorizations—all while protecting against liability shift.
Wish you could fight fraud and reduce cardholder friction?
Our 3DS guide covers
3DS Domains
3DS Decisioning
Improvements in security and cardholder experience
... and much more
100+ high growth brands, billions in volume
Lithic is the leading modern financial infrastructure provider that enables ambitious teams to build better payments products that improve people's lives.
We designed our platform for businesses that value flexibility, speed to market, and reliable scalability in their transaction processing. Our clients are building the future of digital banking, launching modern credit products, and transforming how businesses handle disbursements and incentives.