Hassle-free healthcare disbursements
Deliver clinical and patient payments instantly with built-in compliance and flexible disbursement options.

Accelerate payment cycles
Healthcare is frustrating enough without waiting weeks for payments. Lithic's instant virtual card issuance means clinical trial participants, healthcare providers, and patients access instantly usable funds immediately.
Minimize data collection burden
Traditional payment methods require collecting sensitive information that creates compliance headaches. Lithic's virtual cards reduce the recipient data you need to collect while maintaining security and audit trails.
Navigate compliance complexity
Healthcare payments face unique regulatory requirements. Lithic's platform provides the tracking, reporting, and controls you need while giving you flexibility to customize disbursements for different healthcare scenarios.
Platform Capabilities
Launch prepaid card programs in weeks. Issue unlimited virtual cards instantly for insurance healthcare payments. Give recipients immediate access to funds with minimal friction. All with 99.99%+ uptime and sub-100ms authorization times.
Instant Virtual & Physical Cards
Issue virtual cards instantly for immediate healthcare payment access. Physical cards ship while recipients start spending. Every card tokenizes for Apple Pay, Google Pay, and Samsung Pay.
Flexible Disbursement Controls
Build the payment experience your healthcare stakeholders need with Lithic's Authorization Rules. Set spending restrictions, transaction limits, and expiration policies based on payment type. Test rules in shadow mode before going live.
Real-Time Payment Tracking
Track every transaction with real-time data. Monitor healthcare disbursements, analyze spending patterns, and reconcile funds automatically with to-the-penny accuracy.
Single-Use & Multi-Use Cards
Issue single-use virtual cards for one-time payments or multi-use cards for ongoing healthcare needs. Set custom spend limits and expiration dates at the card level for complete control.
Core Features
Instant Digital Issuance
Launch cards in seconds via API or dashboard. Recipients access card credentials immediately—no waiting for checks or ACH transfers to clear.
Custom Branding Options
White-label cards with your healthcare brand. Customize both physical card design and digital card presentation for a seamless brand experience.
Program Segmentation
Run multiple disbursement programs simultaneously. Segment by payment type, recipient category, or funding source with distinct cards and controls for each.
Built for developers, loved by business teams
Integrate once and access everything: card creation, transaction monitoring, spend controls, reporting, and reconciliation—all through RESTful APIs with comprehensive documentation.
- Complete API documentation at docs.lithic.com
- Official SDKs (Node.js, Python, Java, Kotlin, Go, Ruby)
- Sandbox environment with unlimited testing
- Real-time webhooks for every event
Non-technical team members can manage critical operations without developer support:
- Create and manage cards and view transaction details
- Configure authorization rules for different payment types
- Handle disputes and chargebacks
- Reset PINs, manage security, and generate custom reports


Ready to modernize healthcare payments?
Frequently asked questions
Most programs launch in 8-12 weeks from contract signing.
Yes. Customize both physical card designs and digital card presentation to match your brand experience.
Lithic’s robust platform allows you to stand up prepaid programs for a diverse set of disbursement needs, from clinical trial compensation, patient financial assistance, provider reimbursements, medical travel reimbursements, and more.
Lithic's virtual cards reduce the sensitive information you need to collect from recipients. Instead of storing bank account details for ACH, you can generate virtual cards that maintain security while simplifying your compliance requirements.
Lithic maintains direct connections to Visa, Mastercard, and American Express as well as a number of secondary networks.
Yes. Lithic supports domestic and international issuing, including multi-network access (Visa, Mastercard, Amex) and mobile wallet provisioning.