How long does implementation take?

Most programs launch in 8-12 weeks from contract signing.

Can I customize card designs with our corporate branding?

Yes. Customize both physical card designs and digital card presentation to match your brand experience.

What types of incentive disbursements can I support?

Lithic’s robust platform allows you to stand up prepaid programs for a diverse set of disbursement needs, from gift cards, sales incentives, employee bonuses, partner rewards, customer acquisition incentives, referral bonuses, and recognition awards.

Can I set expiration dates on reward cards?

Yes. Set custom expiration dates at the program or individual card level to align with campaign timelines.

What card networks do you support?

Lithic maintains direct connections to Visa, Mastercard, and American Express as well as a number of secondary networks.

Do you support international programs?

Yes. Lithic supports domestic and international issuing, including multi-network access (Visa, Mastercard, Amex).

What digital wallet provisioning options do you support?

We support multiple provisioning methods including in-app push provisioning, web push (no app download required), manual entry, and tap-to-provision. These methods work across Apple Pay, Google Pay, and Samsung Pay on Visa, Mastercard, and American Express networks.

Corporate Incentives

Turn rewards into revenue with instant card programs

Build compelling incentive and rewards programs with modern card issuing infrastructure. Launch faster, customize experiences, and scale disbursements with confidence.

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Drive engagement with instant gratification

Traditional rewards take days or weeks to reach customers. Lithic's instant virtual card issuance means recipients access funds immediately, driving program adoption and repeat engagement that builds lasting loyalty.

Customize redemption experiences

One-size-fits-all rewards don't drive loyalty. Lithic's flexible Authorization Rules let you create unique redemption experiences—from open-loop spending anywhere to curated merchant restrictions that amplify your brand partnerships.

Scale programs without complexity

Growing from thousands to millions of reward cards shouldn't require rebuilding your infrastructure. Lithic handles unlimited card creation, complex segmentation, and multi-campaign management while maintaining consistent performance.

Platform Capabilities

Launch prepaid card programs in months. Issue unlimited virtual cards instantly for cashback, rebates, and incentives. Give recipients immediate access to funds with flexible redemption options. All with 99.99%+ uptime and sub-100ms authorization times.

Instant Virtual & Physical Cards

Issue virtual cards instantly for immediate redemption. Physical cards ship while recipients start spending. Every card tokenizes for Apple Pay, Google Pay, and Samsung Pay.

Flexible Disbursement Controls

Build the redemption experience your customers need with Lithic's Authorization Rules. Set merchant restrictions, spending limits, and expiration policies. Test rules in shadow mode against real transactions before going live.

Real-Time Fund Management

Track every redemption with real-time transaction data. Monitor program spend, analyze redemption patterns, and reconcile funds automatically with to-the-penny accuracy.

Single-Use & Multi-Use Cards

Issue single-use virtual cards for one-time rewards or multi-use cards for ongoing incentive programs. Set custom spend limits and expiration dates at the card level for complete control.

Core Features

Instant Digital Issuance

Launch cards in seconds via API or dashboard. Recipients access card credentials immediately—no waiting for physical cards to start spending.

Custom Branding Options

White-label cards with your branding. Customize both physical card design and digital card presentation for a seamless brand experience.

Program Segmentation

Run multiple reward programs simultaneously. Segment by campaign type, recipient audience, or funding source with distinct cards and controls for each.

Built for developers, loved by business teams

Modern API-First Architecture

Integrate once and access everything: card creation, transaction monitoring, spend controls, reporting, and reconciliation—all through RESTful APIs with comprehensive documentation.