Optimize every dollar of your media spend
Power performance marketing with virtual cards that deliver real-time spending visibility, precise campaign controls, and seamless reconciliation across platforms.
Stop fraud in its tracks
Marketing fraud costs companies billions annually. Lithic's customizable authorization rules let you set precise spending windows, merchant restrictions, and transaction limits per campaign, so unauthorized charges never make it through.
Simplify multi-platform reconciliation
Tracking spend across Meta, Google, TikTok, and dozens of other platforms creates accounting nightmares. Lithic's enhanced transaction data and real-time webhooks deliver complete visibility, making reconciliation effortless even at scale.
Scale budgets without sacrificing control
High-performing campaigns need budget increases now, not next week. Lithic's API-first platform and integrated agentic workflows let you instantly generate new virtual cards, adjust spending limits, and enable campaign-specific funding without creating security vulnerabilities.
Platform Capabilities
Issue unlimited virtual cards instantly for ad platforms and campaigns. Give marketers real-time budget flexibility with granular spending controls. All with 99.99%+ uptime and sub-100ms authorization times.
Instant Virtual Card Generation
Issue virtual cards instantly for each campaign, platform, or budget owner. Unique card numbers per marketing channel enable precise spend tracking and fraud prevention without delays.
Campaign-Level Spend Controls
Build the controls your marketing team needs with Lithic's Authorization Rules. Set spending limits by time window, merchant category, or total amount per campaign. Test rules in shadow mode against real transactions before going live and push changes instantly.
Real-Time Budget Visibility
Access real-time spend data with rich information for dynamic budget management and attribution analysis. Enable AI agents to respond to and allocate budgets instantly, buying at the right moment to maximize ROI.
Interchange Revenue Monetization
Turn marketing spend into a revenue stream with premium interchange qualification. Lithic's account level management (ALM) and commercial card optimization ensure maximum interchange capture on every ad platform transaction.
Core Features
Multi-Campaign Card Management
Support complex marketing operations with unlimited virtual cards across platforms. Assign unique cards per campaign, client, or budget owner for precise spend segregation and simplified reconciliation.
Comprehensive Fraud Prevention
Integrated 3DS decisioning, merchant category restrictions tailored for ad platforms, real-time fraud alerts, and instant card freezing when campaigns end or suspicious activity is detected.
Dynamic Budget Controls
Adjust spending limits in real-time as campaigns scale or pause. Set time-based spending windows that automatically restrict spend outside campaign dates. Configure approval workflows that match your organizational structure.
Built for developers, loved by business teams
Integrate once and access everything: card creation, transaction monitoring, spend controls, reporting, and reconciliation—all through RESTful APIs with comprehensive documentation.
- Complete API documentation at docs.lithic.com
- Official SDKs (Node.js, Python, Java, Kotlin, Go, Ruby)
- Sandbox environment with unlimited testing
- Real-time webhooks for every event
Non-technical team members can manage critical operations without developer support:
- Create and manage cards and view transaction details
- Configure authorization rules per platform or campaign
- Adjust spending limits and freeze cards instantly
- Reset PINs, manage security, and generate custom reports
