Guide

How to go direct to a sponsor bank

If you have an existing program in market, or are launching a new one, perhaps you’ve decided that owning your relationship with your sponsor bank— i.e. “going direct” to a bank—is better than working with a program manager.

But going direct to a bank also comes with responsibilities, and you need to find a sponsor bank that’s interested in what you have to offer.

We’ve talked to dozens of sponsor banks about what they’re looking for in a fintech partner—and put together this guide so that you can go direct to a sponsor bank, prepared.

Trying to decide whether you should work with a sponsor bank directly?

Our step-by-step guide covers
Whether you're ready to go direct
Three types of sponsor banks
Finding your best bank match
How to go direct to a sponsor bank
Best practices for working with banks

100+ high growth brands, billions in volume

Lithic is the leading modern financial infrastructure provider that enables ambitious teams to build better payments products that improve people's lives.

We designed our platform for businesses that value flexibility, speed to market, and reliable scalability in their transaction processing. Our clients are building the future of digital banking, launching modern credit products, and transforming how businesses handle disbursements and incentives.