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Escheatment Primer + Innovation with Eisen CEO Allen Osgood

Welcome to Fintech Layer Cake, the fintech podcast where industry leaders break down complex financial technology topics into digestible, actionable insights. Whether you’re a seasoned professional or just curious about the world of fintech, we make it easy to understand—one layer at a time. Tune in for expert interviews, market trends, and insider tips that make fintech a piece of cake for everyone!
Company
Podcast
Lithic News

In this episode of Fintech Layer Cake podcast, I'm joined by Bo Jiang, CEO; Jason Kruse, CTO; and David Nichols, Chief Design Officer, to talk about their journey and all the lessons they've learned in the company's first decade.

Industry
Podcast
Processing

This episode of FinTech Layer Cake podcast features a contrarian take on Visa Flex, Fintech VC, and more with Lithic’s Nikil Konduru.

Industry
Podcast
Partners

This episode of Fintech Layer Cake podcast features fintech partnerships by Nick Rasines of Column, co-hosted by Lithic's Sr. Strategic Partnerships Manager Alli Nilsen.

Industry
Podcast
Regulatory

This episode of Fintech Layer Cake podcast features earned wage access and a fintech policy primer with Ben LaRocco of EarnIn.

Industry
Podcast
Regulatory

This episode of Fintech Layer Cake podcast features bank earnings takeaways with American Banker Reporter Polo Rocha.

Industry
Podcast
Fleet

This episode of the Fintech Layer Cake podcast features a deep dive on fleet cards and payments with Coast Founder Daniel Simon

Industry
Podcast
Program Management

In this episode of Fintech Layer Cake, host Reggie Young is joined by Natasha Vernier, CEO and co-founder of Cable, to discuss the future of compliance in the fintech industry, known as "Compliance 3.0."

Industry
Podcast
Processing

In this episode of Fintech Layer Cake, host Reggie Young dives deep into the world of payments and e-commerce with Sairam Rangachari, the co-founder and CTO of Tandym.

Industry
Podcast
Regulatory

In this episode, host Reggie Young converses with Jas Randhawa, founder of StrategyBRIX, a fintech risk and compliance consultancy.

Industry
Podcast
Partners

In this episode of Fintech Layer Cake, host Reggie Young engages with Chris Rigoni from Coastal Community Bank, exploring the evolving landscape of Banking-as-a-Service (BaaS) and embedded finance.

Product
Podcast
Cards

Reggie Young sits down with fintech expert Matthew Goldman in a deep dive into the world of card payments, real-time payment systems, and the latest trends in credit cards. With his extensive background in the card space and as the leader of Totavi, a boutique fintech consulting firm, Matthew shares his invaluable insights on the evolution of card products, the impact of regulatory changes, and the future of credit card services. They explore the nuances of banking relationships, fraud management, and the burgeoning field of Credit-Card-as-a-Service, offering listeners a comprehensive understanding of the current state and future prospects of the fintech industry.

Industry
Podcast
Regulatory

From building a single application programming interface (API) to connect to bank accounts in 2013, Plaid is now a multi-product fintech giant. The company's story is intertwined with the rise of American open finance and fintech, as examining its past and current technological choices reveals.

Industry
Podcast
Digital Banking

Reggie Young sits down with Stephen Sikes, COO of Public, as they explore the fintech landscape's evolving dynamics. They discuss the significant effects of rising interest rates on retail investor behavior and delve into Public's innovative product strategy, including the launch of a mobile-first retail bond trading platform.

Industry
Podcast
Fraud

Alloy’s Annual State of Compliance Benchmark Report 2023 noted that 60% of fintechs paid at least $250,000 in compliance fines over the past year. Tommy joined Reggie Young, product counsel at Lithic to discuss Alloy's report and how he believes fintechs can more effectively navigate compliance.

Industry
Podcast
Regulatory

Join host Reggie Young in this episode as he explores open banking insights with Matt Janiga, former Fintech Layer Cake co-host, regulatory expert, and current Legal Counsel at Trustly. Dive into the world of open banking and explore the regulatory landscape, dissecting the Consumer Financial Protection Bureau's (CFPB) proposed rules. Discover the potential impact on competition, data access, and consumer choice in the fintech ecosystem. Whether you're interested in open banking regulations or cutting-edge payment solutions, this episode offers valuable insights into the fintech industry's evolving landscape.

Product
Podcast
Credit

In this episode of Fintech Layer Cake, Paul Kesserwani (Cushion Founder & CEO) sits down with Reggie Young as they dive deep into the intricate dynamics of the Buy Now, Pay Later (BNPL) industry.

Industry
Podcast
Digital Banking

Reggie Young & Nikil Konduru sit down with Brian Barnes, Founder & CEO at M1, to take a closer look at the fintech landscape.From buying a bank, creating a rewards card, and encouraging customer investment, their insights aim to help both consumers and investors in their fintech journey.

Product
Podcast
Disbursements

In this episode, Reggie Young and Jeff Forkan of Gusto dive deep into payroll payments.

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