ACH

Move Money Quickly

Support for same-day ACH, next-day ACH cut-off at 11:59PM ET.

Access to all six ACH windows at the Federal Reserve.

Move Your Way

Programmatically originate and manage ACH transfers through our APIs.

Customize ACH fields like company name and company ID.

Structure your account hierarchy which ever way best suits your product.

Move Securely

Verify external account ownership via Plaid and micro-deposits.

Rely on an established platform with over $10B in ACH transfers.

Flow Funds Freely

Programmatically initiate and manage ACH transactions for your program and end-user bank accounts through Lithic's first-class APIs.
Originations
Initiate collections from your customers or payments to your vendors and contractors. Lithic uploads files to the ACH network every hour to maximize use of all six next-day settlement windows.
Receipts
Receive payments from your customers or requests for funds from your vendors . Lithic instantly processes and notifies customers of ACH receipts six times a day.
Returns
Programmatically retry ACH originations that were returned by the receiving bank.